FAQ: Can Flex Spending Save Me Money?

Flex spending might be one of the best benefits that many employees receive, yet they don’t know about the savings! If you have flex spending benefits, or aren’t sure if they are available to you, talk to your employer. You may be missing out on savings that could be going toward your family’s health.

Q: Do I qualify for flex spending benefits?
A: Flex spending may be offered by your employer. Talk to someone at your workplace who is in charge of benefits to learn more.

Q: What is flex spending good for?
A: Flex spending covers lots of services and products related to your health. You have to check with your employer about your specific benefits, but most flex spending plans will allow flex dollars to be spent on various types of vision care, glasses (including readers, prescription sunglasses, and prescription eyewear), contacts and contact lens supplies, many kinds of over-the-counter items as well as prescription medications, other kinds of medical equipment and health aids, and more. You may even be able to use flex dollars towards counseling, programs to help you stop smoking, and training or classes to help you and your doctor improve your health.

Q: How does flex spending work?
A: An amount of money comes out of each paycheck and is deposited into your flex spending account. These funds are saved, usually for a specified amount of time (generally a calendar year), until you spend them on an approved purchase.

Q: How does this save me money?
A: The catch is that the money comes out of your earnings before taxes are taken out. It may not seem like much, but these savings really add up! If you are putting $50 per paycheck into your flex spending account and are usually taxed about 25% for income tax, you’re saving $300 per year that you otherwise would have paid in taxes. Sure, you are limited to spending this money on healthcare, but if you normally pay co-pays, buy at least one new pair of glasses, medication, allergy or other over-the-counter drugs, pay co-insurance, or any other purchase eligible for flex spending, you could be saving money toward those purchases.

Q: How much can I save up?
A: Most of these accounts allow you to save up to $2,550 for flex spending purposes. This means you potentially have $2,550 that you can divert from your income to this account and save whatever you would have paid in income tax.

Q: Do they roll over?
A: No. This is the biggest detail that you need to know! Flex spending dollars do not roll over to the following year. You have to use them or else they are erased.

Speak to one of our eye care professionals today to learn more about how to use flex spending on necessary eye care.

The Pros of Progressive Lenses

Multifocal lenses have made everyday life much easier for people over forty. Bifocals were invented sometime in the 1700s, but trifocals and eventually progressive lenses were later created to give wearers even more functionality. The options are great, but making the choice can be difficult!

If you need multifocal lenses to provide you more than one power, progressive lenses may be a perfect fit. They have many benefits and can work in almost any setting.

Here are some things to consider for your progressive lenses.

How Progressive Lenses Work
Progressive lenses are called “progressive” because they gradually change from one magnification to a stronger one at the bottom of the lens. They progress from a distance vision prescription to an intermediate and then a near-field one. This means that the wearer can look up to the horizon in the upper portion of the lens and see distances clearly, use the middle of the lens to look around their intermediate space, and view reading materials and close up objects through the bottom of the lens. This use of progressive lenses becomes second nature after some adjustment.

Are Progressive Lenses Better than Bifocals?
Many people prefer progressive lenses over bifocals for two reasons. First, bifocals only have two prescription powers. They usually address a farther distance and a close-up reading view. Either an intermediate distance or a certain distance will not be completely clear. Second, some people are distracted by the “image jump” that they see when looking through bifocals. This is caused by the abrupt line where the inset meets the rest of the lens. Some people love bifocals and see no added benefits from progressive lenses, but most people like the versatility of progressive lenses.

Additional Benefits of Modern Progressive Lenses
Multifocal lenses that are not progressive sometimes don’t fit well within a certain frame size. Because lenses have to be cut to fit the frame, the reading portion can end up too big or too small compared to the lens size. Short corridor progressive lenses address this by scaling the reading zones into a more compact area. This means wearers still have their pick of frames and eyeglass shapes.

In addition, specialty progressive eyewear exists to meet certain needs. Computer eyewear can be a great option for people who work at a desktop setting. These lenses do not need the addition of a distance vision section. This means that they allow more room for a close distance focus, and then the rest of the lens is created for the intermediate field. With a computer screen sitting at arm’s length, reading materials up close, and walls at an intermediate distance, these lenses help maximize the eyewear for indoor occupational settings.

Nobody will notice! Some people believe there is a stigma with bifocals because they perceive them as glasses only for senior citizens. Many people even put off getting multifocal lenses because they don’t want to admit that they need them. Progressive lenses help this issue for some people because there is not a visible line like with bifocals. It is unusual for someone to notice that the wearer has progressive lenses unlike the ability to see bifocal lines.

If you have any questions about how progressive lenses can help your eyes see as clearly and comfortably as possible, speak with an optician. There are many options and we can help you narrow down the possibilities so you can make an informed decision.

Diabetic Retinopathy

Diabetic retinopathy is a condition where diabetes causes damage to the retina. It is the leading cause of blindness among American adults. Sadly, many instances of vision loss from diabetic retinopathy could have been prevented with appropriate treatment and regular eye exams. Once damage has occurred, it is not possible to regain lost vision.

Light-sensitive tissue comprises the retina that lines the back of the eye. With diabetic retinopathy, changes to blood vessels in the rear of the eye cause bleeding or leaking fluid, which starts to distort vision. The changes in blood flow happen because diabetes (especially uncontrolled diabetes) can create chronically high blood sugar. This damages very small blood vessels in the retina and eventually leads to retinopathy.

There are four stages to this type of retinopathy:

1. Mild nonproliferative retinopathy is when small areas of the blood vessels sweet and balloon. These are called microaneurysms and may begin to leak fluid into the retina.
2. Moderate nonproliferative retinopathy happens as the disease progresses. Blood vessels that supply the retina with blood and essential nutrients may swell and distort. When this happens, they may also lose their ability to transport blood. This may contribute to diabetic macular edema (DME).
3. Severe nonproliferative retinopathy is when several blood vessels are blocked, depriving blood supply to parts of the retina. These problem areas secrete materials that tell the body to grow new blood vessels in the retina.
4. Proliferative diabetic retinopathy (PDR) is the advanced stage of diabetic retinopathy. Growth factors secreted by the retina cause too many new blood vessels to form. They grow inside the retina and into surrounding areas, but are fragile and likely to leak and bleed. Scar tissue can shift and cause retinal detachment. If the retina pulls away from underlying tissue, permanent vision loss may occur.

If you have diabetes, it is very important to control blood sugar to guard against developing symptoms. Make sure that you are working closely with a qualified doctor to manage your care and have regular follow-ups.

The same is true for eye care with diabetes. Diabetic eye disease is a group of several eye conditions that are commonly caused by diabetes. These conditions include diabetic retinopathy, diabetic macular edema, cataracts, and glaucoma. If caught in time, treated, and managed as part of a diabetes care plan, many people can maintain their vision or slow the progression of trouble seeing.

What Causes Red Eyes in Photos

Digital photo retouching may be almost as popular as selfies are, but that doesn’t mean that it’s always easy to remove distracting red-eye effects from photos. Why does that happen anyway? The explanation is simple, and so is avoiding the problem.

What is Red Eye?
Red eye is the term used to describe the bright red or orange-ish spots that can be see on people’s eyes in photos. Red eye is caused by light reflecting off the retina at the back of your eyes. Generally, it happens in low light conditions when a flash is used. The bright light flashes so quickly that eyes don’t have time to respond and restrict the pupil so that less light enters the eye. This light travels through the front of the eye, but is reflected at the back of the eye because the retina has a strong blood supply. There is a layer of connective tissue called the choroid that nourishes this part of your eye, and also gives it a red color. This is why “red eye” happens.

How to Prevent Red Eye in Photos
The easiest way to prevent red eye in photos is to not use a flash. If there is enough light in the area so that your pictures turn out clear without a flash, turn it off. You may have better luck if you steady the camera as a shot without a flash usually takes a little longer to gather light, and may turn out blurry if you are not steady.

Of course, if you cannot turn off the flash because the area is too dark, tell people to look just slightly away from the camera. As long as the angle is pointed somewhat away from the camera lens, there should be no flash.

If possible, make your room brighter to get clearer photos. This can help pupils reduce size somewhat and lessen the likelihood that you’ll see a red eye reflection in the photo.

Many cameras also have built-in anti-red eye functions that you may be able to switch on for specific lighting situations that otherwise would cause trouble.

How to Fix Red Eye
Fixing red-eye problems is usually pretty easy. If you’re using a digital camera, some of them can correct the problem digitally with a red eye function in the menu, if not avoid it altogether. Pictures taken on smartphones can be corrected with any number of photo editing apps. If you’ve had photos printed and red eye is present, check out some of the photo kiosks available at many stores that develop and print photos. You can usually scan the photo, remove the problem, and print it quickly and easily.

How to Clean Your Eyeglasses

If eye care professionals cringe when they see you clean your glasses, and your lenses don’t last long before they are scratched, then it’s probably time to update your eyeglass cleaning habits!

To make sure your lenses stay clear and crisp as long as possible, follow these lens cleaning instructions.

1. First, wash your hands and dry them thoroughly. Don’t use a soap that contains lotion. Regular hand soap or dish soap are preferred. Dry your hands with a lint-free towel.
2. Rinse your glasses under the water. Use lukewarm tap water with a gentle stream. Avoid using water that is too hot.
3. Put one drop of dish soap on each lens, or drop some on your fingers and apply it to the lens this way. It doesn’t take much, but remember not to use a soap with lotion.
4. Gently rub the front and back of the lens, as well as rubbing lightly along the frame. Be sure to wash along the frame components like nosepads and hinges. Dust and oil can accumulate around the lens, so clean these areas thoroughly.
5. Rinse the glasses with lukewarm water inside and out.
6. Carefully shake or tap the glasses to remove excess water.
7. Use a clean, lint-free towel to dry your lenses and frames. A cotton towel is preferred, but most dish towels are fine as long as they have been washed without substances that can smear your lenses, like fabric softener or dryer sheets. Make sure it is a fresh, clean towel!
8. Check to see that your eyewear is free from smears and smudges. Keep a microfiber cloth on hand to clean any minor residue you may encounter.

Even when using eyeglass cleaning products, it’s important to inspect your lenses and follow instructions. If you like to clean your glasses without a faucet, there are several cleaning sprays available in drugstores or at our practice. Before using a cleaning wipe, make sure to blow any debris off of your lenses to prevent scratching.

The best way to avoid not only scratching your glasses, but also having to clean them frequently is by getting an anti-reflective (AR) treatment done on your lenses. The best AR treatments prevent scratching, reduce glares, and even resist dust, dirt, and oil.

Talk to us if you have any questions about proper care for your glasses!

How to Choose Your Eyeglass Lenses

Eyeglass lens options have grown incredibly in the last several decades. Whereas early eyeglass lenses were made from glass, advancements in lens materials have made them safer, thinner, lighter, and featuring benefits that early inventors never could have imagined!

Glass lenses revolutionized so many aspects of life for people of that time. Glass can provide crisp, clear views, but it is heavy and breakable. It was not uncommon for lenses to break on impact, which could cause someone to lose sight or lose the eye entirely. For that reason, glass is rarely used for eyeglasses today.

In the 1940s, plastic lenses were introduced. Armorlite Lens Company created a lightweight plastic lens made of plastic polymer. It was light, weighing about half as much as a glass lens, and was inexpensive. These plastic lenses were a hit, and are still a common option for eyeglasses today.

Polycarbonate lenses were introduced in the 1970s. Polycarbonate is a highly durable polymer that is impact-resistant, but can scratch. For this reason, the lenses are recommended for children and used in most eyeglasses, but have the addition of a hard coating to deliver greater scratch resistance.

High-index lenses are another lens option that many people aren’t aware of when they begin shopping for eyeglasses. High-index plastic materials make lenses thinner and lighter for people who have a strong prescription. Instead of thick lenses that used to give people fewer options for lenses and make their eyes look distorted from the front, high-index lenses can pack a stronger prescription into a thinner space. This opens more frame options and takes the weight off of your glasses if you have a high prescription!

In addition to lens materials, there are a number of other features that you can add to your lenses for various functionality. For instance, anti-reflective or non-glare treatments are one of the most common upgrades. Often they give added scratch-resistance as well as cutting glares and giving a clearer view of your eyes from the front. Tints are another option you can add to your lenses. For sunglasses, wearers might choose around an 85% tint, but lighter options exist, too. Many lenses can be tinted gray, brown, or yellow. Fashion tints come in rose, blue, green, or even more possibilities. Polarization is a great addition for sunglass lenses, too, because it filters the bright glares that can be uncomfortable, even with sunglass tints.

If you have any questions about the best lenses for your eyes, speak with an optician. They are trained in eyecare products and can assist you with these choices, as well as helping you pick frames that look great on you!

Reduce Exposure to Blue Light, Inside and Out

Risks of blue light exposure have become a topic of discussion in recent years. More eyecare professionals and scientists are studying the effects of blue light to assess the effects of relying on blue light for so much of our lighting.

It’s hard to say for sure how much added blue light exposure may lead to additional cases of degenerative eye health problems like macular degeneration. Plus, there is some evidence that overexposure to high-energy blue light can cause side effects such as sleep disturbances, eye strain, and headaches. With this in mind, how can you reduce your exposure, inside and out?

Inside
• Lower the brightness of your electronic screens, especially at night, but make sure you are not straining to see the words if you’re reading.
• Take frequent breaks while working at a computer. Regardless of blue light exposure, Computer Vision Syndrome is another problem you may face, and taking breaks to relax your eyes will help.
• Stop using your devices at least a couple hours before bed. Unplug and read a book instead, which will give your eyes something easy to focus on and help you wind down for good sleep.
• Adjust your distance. Viewing a bright screen up close is fatiguing. Make sure to set your computer monitor and television at a comfortable distance, and don’t hold handheld devices too close to your eyes. You can adjust text size if reading a device at arm’s length is difficult.
• Opt for non-glare lenses. Non-glare or anti-reflective treatments on your lenses will help reduce bright lights affecting your eyes.

Outside
• Wear sunglasses. Sunglasses that are an appropriate darkness and block 99-100% of UVA-UVB rays are the best protection for your eyes.
• Consider polarized lenses, too. Polarization cuts harsh glares that bounce off of water and other surfaces.
• Don’t forget a hat! In especially bright outdoor settings a hat will help block bright light from above, even if your eyes are protected from the front.

Ask us about what blue light-blocking options are available for your eyewear. We can help with your everyday lenses, reading glasses, and especially with sunglasses!

Eye Floaters, Flashers, and Spots

Eye doctors often get asked about small specs that appear to float through someone’s field of vision. Even very young people may notice on occasion a spot that appears when they look at a light, plain surface. The good news is that there is no reason to be alarmed!

Eye floaters are simply how we see differences in the gel or liquid in the back of our eyes. Typically these spots appear as specks, circles, or stringy webs that drift through our field of vision. The reason that we see them is that the human brain works with the eyes to interpret light that enters through the front of the eye. In between the light entering the front of the eye and the structures inside the eye that create visual images there is a gel-like substance called vitreous or vitreous humor.

Vitreous is generally a thicker gel in young people and begins to change as we age. Through our youth, the gel generally remains consistent. With age, vitreous dissolves and starts to turn into a thinner liquid. Because some of the gel does not thin and remains in a gel state, you may be able to see small discrepancies in the consistency of the material. These are floaters.

Floaters like this are not anything to worry about, but other types of visual anomalies have different causes and may be something more serious. If you see an occasional floater, there’s no need to see the doctor. If you suddenly see lots of floaters, or if you are seeing flashes of light, contact your eye doctor right away. Sudden appearance of many floaters could mean that the vitreous is beginning to separate from your retina. This is a type of detachment and can lead to damage to the delicate retina which may cause permanent loss of vision.

Always keep in mind that any sudden changes to your vision could be serious and should be addressed with a medical professional right away.

Eating Well for Eye Health

Everyone wants to know how eating can affect the ways our bodies function. Maybe it’s because we want even more reasons to eat healthy, or because more of us want natural ways to lower our risk for diseases and deficiencies, but the good news is that you can easily eat right for your vision!

Antioxidants
Many foods contain antioxidants. Antioxidants literally remove oxidizing agents in living organisms. These oxidizing agents may be potentially damaging to our various systems, so many people believe that foods rich in antioxidants could help lower our risk for certain illnesses.

There are many delicious foods that can help promote overall health and may be part of a plan to lower your risk for eye disease.

Vitamin C (ascorbic acid) helps with building and maintaining connective tissues in the human body. It also helps maintain collagen found in the cornea. By promoting healthy skin, bones, and circulation, you retina may be aided by vitamin C. People who have healthy levels of vitamin C in their diet are also at a lower risk of forming a cataract and vision loss from macular degeneration.

Red peppers are especially high in vitamin C, as are green peppers, strawberries, broccoli, and some citrus fruits.

Flavonoids
Many of the foods that contain vitamin C also contain flavonoids. Unlike vitamins, these substances are not necessarily required for life and crucial functions of the body, but they are generally linked with health benefits as part of an overall healthy diet.

Anthocyanins are a type of pigment and antioxidant that are considered good for your eyes because they may reduce risk of cataracts or macular degeneration. These substances are found in many berries like blueberries, cranberries, raspberries, and blackberries. You can also get anthocyanins from grapes, red cabbage, and red apples.

Fatty Acids
Many people falsely believe all fat is bad, but there are lots of healthy fats that we need in our diets. Our brains demand various kinds of fats to function properly, and healthy fats help our circulation, digestion, and even things like our outward appearance. Diets with proper omega-3 fatty acids are also very good for your eyes, and are especially important for eye development in children.

You can get these essential nutrients from foods like flaxseed, walnuts, fish, soy, and veggies like brussel sprouts and cauliflower.

Though we can’t be totally sure how much these foods help lower our risk for illnesses, there’s no doubt that a balanced diet and healthful lifestyle are important for a strong body and healthy eyes!

Optometry Giving Sight

Optometry Giving Sight is “the only global fundraising initiative specifically targeting the elimination of blindness and impaired vision due to ‘uncorrected refractive error.’” Their goal is to provide basic eyecare and eyewear to help millions of people around the world who live with vision problems and blindness that could be cured with relatively simple procedures or appropriate eyewear.

Many people in the developed world don’t realize that people around the globe are unable to receive basic health care. We don’t think about it, but how many people do you know who would barely be able to function if they did not have eyeglasses to correct a strong refractive error? Optometry Giving Sight aims to solve this problem by providing eye exams and eyewear, which can sometimes be provided for as little as $5.

Here are some of the facts that Optometry Giving Sight states about their mission:

• Uncorrected vision is the leading cause of preventable blindness in the world, but it is treatable!
• 670 million people are blind or vision impaired because they don’t have access to basic eyecare or eyewear.
• According to the World Health Organization (WHO), correcting vision with eyewear and working toward blindness prevention are some of the most cost-effective of all health interventions.
• In addition to being cost-effective, providing better sight can alleviate poverty. Blindness makes it nearly impossible for people in the developing world to work, creates great difficulty in finding or providing shelter for themselves or their families, and can be isolating and devastating to education and development (especially for those who are blind as children).
• Optometry Giving Sight has programs where it can cost as little as $5 to provide an eye examination and a pair of glasses to individuals in need. Without supplies and infrastructure to deliver these things, many people around the world will be left blind.
• Optometry Giving Sight is a partner in Our Children’s Vision. “Our Children’s Vision is an initiative working to ensure that effective, inclusive, sustainable eye health initiatives are available to children around the world, regardless of their economic status or geographical location.”

Read more about this program, their success stories, and how to help at Optometry Giving Sight! Here is more information from the World Health Organization (WHO):

• 285 million people are estimated to be visually impaired worldwide: 39 million are blind and 246 have low vision.
• About 90% of the world’s visually impaired live in low-income settings.
• 82% of people living with blindness are aged 50 and above.
• Globally, uncorrected refractive errors are the main cause of moderate and severe visual impairment;
• 80% of all visual impairment can be prevented or cured.

It’s very important for eye care professionals to know about these programs and to help spread the word. There is a lot of good that can be done for relatively little money, and many of us are able to make a difference if we work together.

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